We make available the following practitioners, providing a wealth of experience and services to enhance your retirement journey.
We are thrilled to have Julianna Burrall available to our clients needing estate planning services. She is a Georgia estate planning and tax attorney with over 25 years of legal experience and a substantial background in estate planning, probate administration, and tax law. Her independent private law practice focuses on customized tax and estate planning, probate and estate administration, elder law (including guardianships and conservatorships), family business succession planning, small business formations, and personal and business taxation matters.
We are pleased that Bill Cleary has made himself available to our clients for tax planning and preparation services. Concurrent to his private CPA practice, he mentors and educates the next generation at Kennesaw State University as Adjunct Professor of Accounting.
As a Navy veteran, Bill had a long and distinguished career at Price Waterhouse and Equifax, among other organizations, prior to moving to the world of academia.
For our clients who wish to explore long term care insurance solutions, we are excited to have Belen Hickman. Belen brings several years of experience working with A-rated carriers and exclusively in long-term care planning for individuals and spousal/significant other discounts, executive carve-out and employee/worksite applications (providing underwriting concessions and group rates), and tax-qualified and state partnership plans where available.
Investment Advisory Services offered through Retirement Wealth Advisors, Inc. (RWA) a Registered Investment Advisor. CFK Financial and RWA are not affiliated. Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision.
This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that CFK Financial and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney.
Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Retirement Wealth Advisors, Inc.
WealthGuard™ is a complete portfolio monitoring system. Designed by determining the amount of downside risk a client is willing to tolerate, WealthGuard™ is added to client accounts to help protect from downside risk. WealthGuard™ is not a stop loss strategy. When the account value in the portfolio hits the targeted downside value, an alert is sent to the client, advisor, and money manager. The money manager trades the account as indicated on the WealthGuard™ agreement. There is no guarantee the exact WealthGuard™ value will be captured, or assets will be traded or liquidated the same day the WealthGuard™ value is reached due to time of day and/or market restrictions. WealthGuard™ is not responsible for any tax implications that may result due to the liquidation or trading of the holdings. FormulaFolio Investments is not responsible for any errors or omissions in the information used to prepare your WealthGuard™ percentages. WealthGuard™ does not make any representations or warranties, whether expressed or implied, regarding investing in securities or investment products. WealthGuard™ makes no warranties to the legality or suitability of any investment product.
Million Dollar Round Table (MDRT) Disclosure:
Million Dollar Round Table (“MDRT”) is a membership organization. Qualifying criteria for membership includes attaining specified levels of commissions earned, premiums paid or income earned on the sale of insurance and other financial products. MDRT membership requirements include the payment of annual dues, compliance with ethical standards, and maintaining good standing with an MDRT-approved professional association. The MDRT logo and/or trademarks are property of their respective owners and no endorsement of Frank Kelly or CFK Financial is stated or implied. MDRT and Retirement Wealth Advisors, Inc. (RWA) are not affiliated.
Top of the Table is an additional membership organization within MDRT. In addition to MDRT membership, qualifying criteria for membership includes attaining a higher level of commissions earned, premiums paid or income earned on the sale of insurance and other financial products. In addition to fulfilling MDRT membership requirements, Top of the Table membership requirements include payment of additional dues. Top of the Table and RWA are not affiliated.
For the detailed requirements of MDRT, please visit: https://www.mdrt.org/membership/requirements/
Professional service providers are suggestions only. These professionals are not associated with CFK or RWA. You are encouraged to consult your tax advisor or attorney.